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Math magic needed

So I need to figure out how to survive on 95% of my current salary.

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( 5 comments — Leave a comment )
buhfly
Oct. 14th, 2008 08:16 pm (UTC)
Cut down on any eating out and cut out/cut down on one extraneous thing (like...Netflix? or something). Depends on how much 5% is.
elven_wolf
Oct. 15th, 2008 01:11 am (UTC)
I already don't eat out. I've started to cut down on eating, period. But I'm not going to waste away so I'm not too worried about that. 5% on my quick guesstimate would be around $90 a month. My next step is to go through my past couple of months of bank statements and see what else I've been doing that I can stop.

The other thing I'm going to try and do is call all the creditors again and try and negotiate lower payments. Every little bit will help.
buhfly
Oct. 15th, 2008 01:20 am (UTC)
You can do that, yes. In fact, I have a friend who used to work for a bank and he urged me to do that when I was struggling with my cards.
buhfly
Oct. 15th, 2008 01:21 am (UTC)
Can get a smaller interest rate on loans sometimes, too.
elven_wolf
Oct. 15th, 2008 01:34 am (UTC)
I tried to get a smaller interest rate, but I think I might need to get a loan to pay off the loan. I dunno, the first time I tried the guy told me that I'd signed the contract and it was static, which I understand, but I'm going to see if I can't get them to work something out with me since I'm 'doing such a GOOD JOB' with my account, as they tell me every time I talk to them. :P
( 5 comments — Leave a comment )

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