*rubs hands together and cackles maliciously* Visa, you're going down.
And I will enjoy this for a little bit, until the next financial disaster.
I'm not going to make the minimum payments... I will still attempt to knock it down asap, but at a lower rate it won't take as long.
The irony of it all is, I've been with Visa longer. So much for customer loyalty being worth two shits.